Information only — not legal or migration advice. FairLanding displays publicly available data from the Fair Work Commission, Department of Home Affairs, and ATO. Results are based on the information you enter and published government criteria. For advice specific to your situation, consult a Registered Migration Agent or qualified professional. Terms · Privacy
Australian Tax Calculator
Calculate your take-home pay for FY2026–27. Covers residents, non-residents, and Working Holiday Makers (417/462) — with the correct tax rates for your visa type.
Rates: ATO FY2026–27 · LITO included · Medicare levy 2% (residents only) · WHM 15% flat rate · SGC 12%
1. Your tax residency type
This is determined by your circumstances, not just your visa. Most long-term visa holders are Australian residents for tax purposes.
Student visa (500) note: Most student visa holders qualify as Australian residents for tax purposes if they have been (or intend to be) in Australia for 6+ months. Select Australian Resident above.
2. Your income
Estimated take-home pay
$40,405.15
per year
$777.02/wk
$1,554.04/fortnight
$45,000.00
−$4,594.85
10.2%
+$5,400.00
Tax breakdown
Superannuation (12% SGC): Your employer must also pay $5,400.00/yr in super on top of your salary. This goes into your super fund — not your take-home pay. You can claim it back via DASP when you leave Australia (on a working visa).
Notes for Australian Resident
✓ Tax-free threshold of $18,200 applies — no tax on the first $18,200 earned.
✓ Low Income Tax Offset (LITO) reduces your tax by up to $700 if you earn under $37,500.
✓ Medicare Levy of 2% applies. Low-income earners may be exempt — check ato.gov.au.
✓ Lodge a tax return by 31 October each year (or later if using a tax agent).
Are you actually earning the Award minimum?
Run a free wage audit to check if your employer is paying you correctly under the Fair Work Act.